Tax relief on pension contributions

How to claim the tax relief

If you are a Pay As You Earn (PAYE) worker

Usually your employer deducts the contributions directly from your pay, and will give you the tax relief due. If your employer does not deduct the contributions, you can claim the tax relief in myAccount by following these steps:

1. Sign in to myAccount.
2. Click 'Review your tax 2020-2023' under 'PAYE Services'.
3. Request a Statement of Liability.
4. Click on 'Complete Income Tax Return'.
5. Go to the 'Tax Credits and Reliefs' page.
6. Under the 'Your job' section, select 'Additional Voluntary Contributions (AVCs)' or 'Personal Retirement Savings Accounts (PRSAs)', and input all details regarding your policy.
7. Complete and submit the form.

Note

To claim AVCs, a copy of the certificate, or detailed receipt, must be submitted when filing your Income Tax Return.

If you are self-employed

If you are self-employed, you should sign in to Revenue Online Service (ROS) to claim tax relief.

For further information on how you can claim tax relief in your Income Tax Return (Form 11), please see Help claiming a relief for pension contributions.

AVCs certificate

To claim AVCs, a copy of the certificate, or detailed receipt, must be submitted when filing your Income Tax Return. If the AVC certificate is not available when filing your return,  you can draft a document which contains the following information:

• The date of payment
• The total amount paid
• The type of pension (for example PRSA or AVC)
• Policy number (if available)
• Your name and address
• and
• The name and address of the policy provider.

The document may be uploaded in Word, Excel or PDF format.