Pension products
Approved Retirement Funds (ARFs) and Approved Minimum Retirement Funds (AMRFs)
ARFs are a post-retirement investment vehicle into which pension benefits can be deposited. You may then draw down benefits as you wish, subject to certain rules around deemed distributions.
You can find the Death-in-service rules for ARFs in Pension Manual Chapter 23.
You should direct all queries related to your ARF to your qualifying fund manager.
From 01 January 2022, AMRFs automatically became ARFs. If you held an AMRF, you should direct any queries to your qualifying fund manager.
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